A serial innovator, Saif identifies opportunities and creates value from the most lateral and unexpected sources. Saif possesses an enviable ability to leverage newfound technology with a finely honed commercial lens and create truly ground-breaking ideas. An impressive track record in banking and large-scale enterprises, Saif’s career has been characterised by many ‘firsts’ – Australia’s first electronic verification checklist; first digital banking app (ANZ), first digital savings product and a myriad of successful marketplaces. With an IQ the size of a small country, Saif never stands still and is forever questioning, learning and challenging himself. His focus, high energy and drive are second to none. And most delightfully, Saif is warm, approachable and empathetic. Saif is hard-wired to excel and is relentless in his quest for new ideas, experiences and adventures. He is almost always the smartest person at the table.